Griffin Funding, a San Diego Private Real Estate Lender is a modern mortgage lender that combines traditional lending expertise with innovative approaches to accommodate a wide range of financial situations. The company specializes in offering loans tailored to homebuyers, real estate investors, and individuals who may not qualify for conventional mortgages.
Core Services and Loan Options
- Non-QM Loans:
- Griffin Funding excels in non-qualified mortgage (Non-QM) loans, ideal for borrowers with unconventional income sources. Options include bank statement loans, asset-based loans, and debt service coverage ratio (DSCR) loans for real estate investors. These loans focus on property value and rental income rather than personal income verification, making them accessible for self-employed individuals and investors.
- VA Loans:
- Veterans and active military members can access VA purchase loans, streamline refinancing options, and cash-out refinancing. Griffin Funding provides guidance on maximizing VA benefits while securing competitive rates.
- Private Money Loans:
- For those needing swift funding or dealing with unique investment opportunities, private money loans are a highlight. These loans offer flexibility with terms, including bridge loans, construction loans, and rescue purchase or refinance options, catering to investors aiming for quick property acquisitions or renovations.
- Traditional Mortgages:
- The company also offers conventional fixed-rate and adjustable-rate mortgages (ARMs), jumbo loans, FHA loans, and reverse mortgages. These traditional options cater to borrowers looking for familiar loan structures with clear guidelines.
Customer-Centric Approach
Griffin Funding prides itself on a transparent and streamlined mortgage process, supported by technology like their digital mortgage platform. Borrowers can complete applications online, upload documents, and track loan progress conveniently. Additionally, the company emphasizes personalized support, ensuring clients receive tailored advice and efficient service from application to closing.
Specialized Programs for Real Estate Investors
Real estate investors benefit from programs such as DSCR loans, which allow for qualification based on rental income, and private money loans that offer quick funding for property flips or distressed property purchases. Griffin Funding also caters to niche scenarios, including loans for borrowers with poor credit through no-FICO score programs.
Commitment to Innovation and Flexibility
Griffin Funding continuously evolves to address market demands, offering unique loan structures such as long-term private money loans with 30-year fixed options, ensuring investors and homeowners alike find solutions that align with their financial goals.
For more details about their offerings, visit Griffin Funding’s official website